Understanding Compensation in a New Mexico Auto Accident: What Expenses are be Paid or Reimbursed?
If you have been injured in a New Mexico auto accident, one of the first questions you may ask is how can you pay for medical bills and lost times from work. Indeed, not only will your medical expenses pile up quickly, but you will be out of work and possibly earning less money. This combination of higher expenses with less income can cause additional financial stresses and burdens on an individual involved in an auto accident. This is in additional to the physical and emotional stress of a motor vehicle crash. These stresses and burdens can be overwhelming at times after being injured due to another person’s negligence.
Here at the Caruso Law Offices, P.C., our New Mexico auto accident lawyer takes these stresses and burdens off of your shoulders and onto ours so you can focus on your recovery. We offer FREE consultations and can immediately start working with you and your family to determine what rights to compensation you may have. Learn how we can help you today by dialing (505) 883-5000 to schedule your free appointment.
Understanding New Mexico Auto Accident Insurance
All states require motorists to require auto accident insurance. This can either be “no fault” insurance (which requires the insurer to pay no matter what and right away), or “fault” insurance which requires the at-fault driver to be responsible for the damages. New Mexico requires “fault” insurance like the majority of states.
This means that New Mexico law allows victims of auto accidents to recover compensation in the following ways:
- File a claim with the at-fault driver’s insurance company;
- File a claim with your own insurance company, who will then look to the at-fault driver’s insurance company for reimbursement; or
- File a personal injury lawsuit to pursue compensation in court.
In either situation, it is advisable to have a New Mexico auto accident lawyer to represent you. This is because as soon as you begin to speak with the insurance companies, they will use tactics and tricks they have developed over years to mitigate your damages or lessen what you are entitled to. Even your own insurance company will do this to you in an effort to not pay you the full amount, or to even claim you had some blame and therefore cannot receive compensation.
What Can New Mexico Auto Accident Insurance Pay For?
If you are involved in a serious motor vehicle accident, auto insurance can cover a lot of different “damages.” These damages can take many different forms, usually monetary compensation in a personal injury action. Some of the monetary damages that may be recovered in a New Mexico auto accident lawsuit include the following:
- Past pain and suffering;
- Future pain and suffering;
- Lost wages;
- Lost earnings (inability to work the same job);
- Past medical expenses and bills;
- Future medical bills and surgeries;
- Property damage;
- Emotion pain and suffering;
- Loss of services/loss of consortium of a spouse or dependent; and
- Other damages related to the subject motor vehicle accident.
Ask our New Mexico Auto Accident Lawyer What Damages You May be Entitled to
If you have been seriously injured in a New Mexico auto accident, please call our New Mexico auto accident lawyer at the Caruso Law Offices, P.C. today by dialing (505) 883-5000 to learn how we can help protect your rights to compensation. We will fight for the maximum amount of compensation that you may be entitled to under New Mexico law. You can also contact us on our website through the easy to use and convenient Contact box located by clicking here.